Raiffeisenbank Haag-Gars-Maitenbeth eG products, services and reviews

About Raiffeisenbank Haag-Gars-Maitenbeth eG

Raiffeisenbank Haag-Gars-Maitenbeth eG is a regional cooperative bank in Upper Bavaria serving Haag in Oberbayern, Gars am Inn, Maitenbeth and adjacent communities. Organized as a registered cooperative (eG), it is owned by member-shareholders under the German Cooperative Act and operates within the Volksbanken Raiffeisenbanken network with DZ BANK as central institution. The bank focuses on retail and small to mid-sized business clients, offering current and savings accounts, term deposits, payment services, cards, consumer loans, mortgages, and financing for self-employed and agricultural customers. Securities and investment funds are typically provided via Union Investment and DZ BANK group solutions, with insurance products distributed through R+V Versicherung and building-society contracts via Bausparkasse Schwäbisch Hall. Customers can access services through local branches, ATMs connected to the cooperative BankCard ServiceNetz, online banking, and a mobile app with two-factor authentication; international payments are available via SEPA and SWIFT through group channels. Fee structures usually follow tiered account models and are published in the bank’s “Preis- und Leistungsverzeichnis,” with interest conditions adjusted to market rates; advisory appointments and service hours vary by location. Deposits are protected up to 100,000 euros per depositor under the statutory scheme implemented for cooperative banks by BVR Institutssicherung GmbH, with additional institutional protection via the BVR Sicherungseinrichtung. The institution is subject to supervision by BaFin and the Deutsche Bundesbank. The bank’s cooperative setup means customers can become members by subscribing to shares and exercise voting rights in the general assembly, with dividends dependent on annual results.