Raiffeisenbank Hallertau eG products, services and reviews

About Raiffeisenbank Hallertau eG

Raiffeisenbank Hallertau eG is a regional cooperative bank in the Hallertau area of Bavaria and part of the Volksbanken Raiffeisenbanken network. It offers retail and small-business banking with current accounts, savings and term deposits, domestic and international payments (including SEPA and SWIFT), debit and credit cards with contactless functionality, and access to the cooperative ATM network nationwide. Lending covers consumer loans, mortgages, and financing for local businesses and agriculture; conditions depend on creditworthiness and legal requirements. Investment and securities services are provided through the Cooperative Financial Network (for example via Union Investment and the DZ BANK group), with building society products commonly distributed through Schwäbisch Hall and insurance brokerage typically via R+V. Digital channels include online banking and a mobile app with TAN-based two-factor authentication; chip-TAN options are generally available. As a registered cooperative (eG), eligible clients can become members by purchasing cooperative shares, gaining voting rights; any dividend on shares is subject to annual results and approval. The bank is supervised by BaFin and the Deutsche Bundesbank. Deposits are protected up to 100,000 euros per depositor under the statutory scheme; the cooperative sector’s institutional protection system (BVR) also applies. Pricing is set by published fee schedules, with account packages and service charges varying by usage; standard pre-contractual information and disclosures are provided under applicable EU and German rules (including PSD2, MiFID II, and GDPR). Branch and advisory services are organized locally within the Hallertau region, supplemented by self-service terminals and remote support.