Raiffeisenbank Hiltenfingen eG products, services and reviews

About Raiffeisenbank Hiltenfingen eG

Raiffeisenbank Hiltenfingen eG is a regional cooperative bank based in Bavaria and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. As a member-owned institution, it operates under German cooperative law (eG), with members holding shares and exercising governance rights via elected bodies; day-to-day management is handled by a management board overseen by a supervisory board. The bank focuses on local retail and small-business customers, offering standard services such as current accounts, savings and term deposits, consumer and mortgage lending, payment services, and financing for SMEs and agriculture. Customers can use girocard and credit cards provided within the cooperative network and access investment, building-savings, and insurance products through affiliated partners such as Union Investment, Bausparkasse Schwäbisch Hall, and R+V Versicherung. Access is via a small local branch footprint, the nationwide cooperative ATM network, and online and mobile banking with PSD2-compliant strong customer authentication (TAN procedures). Pricing and interest conditions are published in the bank’s Preis- und Leistungsverzeichnis and may vary by account model and service package. Deposits are protected through the institutional protection scheme of the German Cooperative Financial Group (BVR Institutssicherung GmbH) and the additional voluntary BVR protection scheme; statutory deposit protection up to 100,000 euros per depositor applies under EU rules. The bank is supervised by BaFin and the Deutsche Bundesbank and processes payments under SEPA standards. Membership is optional for customers; dividends on cooperative shares, if any, are determined annually.