Raiffeisenbank Hohenloher Land eG products, services and reviews

About Raiffeisenbank Hohenloher Land eG

Raiffeisenbank Hohenloher Land eG is a German cooperative bank (eingetragene Genossenschaft) serving the Hohenlohe region of Baden‑Württemberg, providing retail and small-business banking that typically includes current accounts, savings and term deposits, consumer and mortgage loans, payment cards, cash services, and brokerage of investment and insurance products via cooperative group partners. It is part of the Volksbanken Raiffeisenbanken network with DZ BANK as central institution; fund products are commonly offered via Union Investment, building-society savings via Bausparkasse Schwäbisch Hall, and insurance via R+V Versicherung. Digital access is available through online banking and the VR BankingApp with strong customer authentication (e.g., SecureGo plus), and contactless and mobile wallet payments such as Apple Pay and Google Pay may be available depending on card and device. The bank operates local branches and self-service terminals and provides access to the cooperative BankCard ServiceNetz of ATMs across Germany; fees for account packages, cards, cash transactions, and transfers are set out in the Preis- und Leistungsverzeichnis, with conditions varying by product and usage. As a cooperative, customers can apply for membership by purchasing shares within statutory limits; membership grants voting rights and may entitle holders to a variable, non‑guaranteed dividend. Deposits are protected up to 100,000 EUR per depositor by the BVR Institutssicherung GmbH (statutory deposit guarantee), and the additional institutional protection scheme of the National Association of German Cooperative Banks aims to prevent insolvency; protection does not cover market risks of investments. The bank is subject to supervision by BaFin and the Deutsche Bundesbank. Standard services include SEPA payments, standing orders, debit (girocard) and credit cards (typically Visa or Mastercard), card controls, and advisory appointments on site or remotely; international transfers, foreign currency services, and merchant solutions for local businesses may be available. Product eligibility, documentation, interest rates, and fees change over time and should be confirmed in the current price schedule and product terms; complaints can be escalated to the cooperative banking ombudsman (Kundenbeschwerdestelle beim BVR) if internal resolution fails.