Raiffeisenbank Ichenhausen eG products, services and reviews

About Raiffeisenbank Ichenhausen eG

Raiffeisenbank Ichenhausen eG is a regional cooperative bank based in Ichenhausen (Bavaria) and part of the Volksbanken Raiffeisenbanken network. The institution operates on a member-owned model (one member, one vote) and focuses on retail and small to mid-sized business clients in its local area. Its product range covers payment accounts (giro), savings and investment solutions, debit and credit cards, SEPA payments, and cash services via the nationwide BankCard ServiceNetz of the cooperative group, alongside online and mobile banking with two-factor authentication and support for common contactless and mobile wallet payments. Financing services include consumer loans, overdrafts, residential mortgages, and SME lending; additional offerings are provided through cooperative partners such as insurance solutions (e.g., via R+V Versicherung), building society savings and home finance (e.g., via Bausparkasse Schwäbisch Hall), and investment funds and brokerage available within the cooperative financial network. Pricing is set by account model and service usage and is disclosed in the bank’s price notices and terms; lending decisions are subject to credit assessment. Deposits are protected under the German Deposit Guarantee Act up to 100,000 euros per depositor via BVR Institutssicherung GmbH; the cooperative network also maintains an institutional protection scheme that aims to prevent insolvency but does not create an individual legal claim for additional compensation. The bank is supervised by BaFin and the Deutsche Bundesbank and works with DZ BANK as the central institution of the cooperative sector. Investment products can involve risks, and membership shares and dividends are subject to the cooperative’s statutes and annual resolutions.