Raiffeisenbank im Kreis Calw eG products, services and reviews

About Raiffeisenbank im Kreis Calw eG

Raiffeisenbank im Kreis Calw eG is a regional cooperative bank headquartered in the Calw district of Baden‑Württemberg and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. As a cooperative (eG), it is owned by members who can acquire shares and vote at the general meeting; oversight is via a management board and supervisory board, and financial statements are published under German GAAP. The bank concentrates on private and small to mid-sized business clients in its local market, providing current accounts, savings and term deposits, consumer loans, mortgages and real estate finance, payment cards and cash services, as well as securities custody and investment funds via group partners such as Union Investment, plus insurance brokerage through R+V Versicherung; corporate offerings include lending, payments, and leasing provided directly and through the cooperative network. Access is available through branches and self-service terminals in the region, online banking, and the VR Banking App with two‑factor authentication to meet PSD2 requirements; customers can withdraw cash across the nationwide Volksbanken Raiffeisenbanken ATM network. SEPA and international transfers are supported, with pricing dependent on account model and channel; business clients typically have separate fee schedules. The bank is supervised by BaFin and the Deutsche Bundesbank and participates in the BVR institutional protection scheme, which implements the statutory deposit guarantee (generally up to 100,000 EUR per depositor); an additional voluntary scheme of the cooperative group may offer further support. Account opening is available in branch and, for many products, online using standard German identification procedures.