Raiffeisenbank im Nürnberger Land eG products, services and reviews

About Raiffeisenbank im Nürnberger Land eG

Raiffeisenbank im Nürnberger Land eG is a regional cooperative bank (eingetragene Genossenschaft) serving retail and small to mid-sized business customers in the Nürnberger Land district of Bavaria, operating local branches and self-service terminals and participating in the nationwide Volksbanken Raiffeisenbanken network for cash withdrawals and payments. As a member-owned institution, it is part of the Genossenschaftliche FinanzGruppe with DZ BANK as central institution and uses the group’s standard IT and digital platforms, including online banking and the VR BankingApp with strong customer authentication under PSD2. The bank offers current accounts, savings and time deposits, girocard and credit cards, domestic and SEPA payments (including instant payments where supported), and access to the cooperative ATM network; on the lending side it provides overdrafts, consumer installment loans, and residential mortgage and construction financing, as well as business accounts, payment services, working-capital and investment loans, and commercial real estate financing for enterprises in its service area. Securities custody and brokerage, investment funds and structured products are available through group partners such as Union Investment and DZ BANK, while insurance products are typically mediated through R+V Versicherung; leasing and related solutions are offered via specialized entities within the cooperative group. Deposits are covered by the statutory deposit guarantee up to 100,000 EUR per depositor via the BVR Institutssicherung, and the separate institutional protection scheme of the cooperative group aims to prevent member bank insolvency, though it does not provide an individual legal claim beyond the statutory limit. Fees and interest rates follow the bank’s published price and service schedule, with account models that may include monthly package charges and transaction-based pricing; card, ATM, brokerage, and credit terms depend on the selected products and customer profile and are subject to change. The bank is supervised by BaFin and the Deutsche Bundesbank, applies GDPR-compliant data protection, and communicates primarily in German; service availability, appointment options (including video or phone), and processing times vary by branch and channel. This setup results in a locally focused institution that distributes a broad range of retail and SME financial services via cooperative group infrastructure while concentrating physical coverage on its home region.