Raiffeisenbank im Oberpfälzer Jura eG products, services and reviews

About Raiffeisenbank im Oberpfälzer Jura eG

Raiffeisenbank im Oberpfälzer Jura eG is a regional cooperative bank based in the Oberpfälzer Jura area of Bavaria and is part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. Its activities center on retail and small to mid-sized corporate banking in its local market, providing current accounts, savings and term deposits, payment cards (girocard and debit/credit products via the cooperative network), consumer loans, mortgages and building finance, securities brokerage and investment funds through group partners, and insurance broking via R+V. Business customers can access business accounts, cash management, POS and e-commerce acceptance through VR Payment, and financing solutions including working capital and investment loans. Services are delivered through a local branch and self-service network with access to the nationwide BankCard ServiceNetz ATMs, as well as online banking and the VR Banking App with strong customer authentication via app-based TAN or chipTAN. As a registered cooperative (eG), the bank is owned by members who can subscribe cooperative shares and exercise voting rights; dividends on shares depend on annual resolutions. Deposit protection is provided by the BVR Institutssicherung GmbH (statutory scheme) and the additional institutional protection scheme of the cooperative group. Fees and interest conditions are set out in the Preis- und Leistungsverzeichnis and vary by account model and usage. The institution is supervised by BaFin and the Deutsche Bundesbank, complies with PSD2 requirements for payments, and participates in the BVR ombudsman procedure for dispute resolution. Eligibility, product scope, and channel availability are aligned with German regulatory requirements and the bank’s regional focus.