Raiffeisenbank Kastellaun eG products, services and reviews

About Raiffeisenbank Kastellaun eG

Raiffeisenbank Kastellaun eG is a regional cooperative bank (eingetragene Genossenschaft) based in Kastellaun, Rhineland-Palatinate, serving private customers, self-employed individuals, and small to mid-sized enterprises in its catchment area. The bank provides standard retail and business banking services, including current accounts, savings and term deposits, consumer and mortgage lending, and financing solutions for SMEs, along with payments (SEPA transfers, debit cards, credit cards via cooperative partners), cash services, and access to an ATM network used by Volksbanken Raiffeisenbanken. Investment and insurance products are distributed through the cooperative financial network, and advisory services are offered in-branch and via remote channels. Online and mobile banking are available with PSD2-compliant strong customer authentication. As a cooperative institution, customers can acquire shares to become members; membership confers voting rights at the general assembly and the possibility of a dividend on cooperative shares subject to annual results and resolution. Deposits are covered by the institutional protection scheme of the cooperative sector (BVR), which includes a statutory deposit guarantee of up to EUR 100,000 per depositor and an institutional protection mechanism aimed at preventing bank failures. The bank is supervised by BaFin and the Deutsche Bundesbank and is subject to German and EU banking regulation (e.g., KWG, MaRisk, CRR/CRD, MiFID II for investment services). Pricing follows a published price and service schedule; account maintenance fees, interest rates, and card or transaction charges vary by product and are subject to change. The institution maintains physical service locations in its region in addition to digital channels.