Raiffeisenbank Kieselbronn eG products, services and reviews

About Raiffeisenbank Kieselbronn eG

Raiffeisenbank Kieselbronn eG is a local cooperative bank based in Kieselbronn (Baden-Württemberg) that serves private and business customers in its region. As a registered cooperative (eingetragene Genossenschaft), it operates under member ownership; customers can typically acquire cooperative shares, exercise voting rights in the general meeting, and may receive a dividend if approved. The bank offers standard retail and small-business services, including current accounts, savings and term deposits, domestic and cross-border payments (SEPA and SWIFT), debit and credit cards, and access to a nationwide network of ATMs operated by the Volksbanken Raiffeisenbanken group; fees can apply at third-party terminals and for certain services. Lending products generally include consumer loans, overdrafts, and residential or commercial real estate financing, with terms and pricing based on creditworthiness, collateral, and market rates. Business clients can expect current accounts, payment solutions, cash management, and financing for working capital and investment projects; EBICS connectivity may be available for corporate payments. Investment and insurance products are typically provided through partners from the cooperative financial network, and home savings (Bausparen) solutions are commonly available via specialized affiliates; advisory and distribution are subject to German investor protection rules. Online and mobile banking support standard functions such as transfers, standing orders, e-statements, and secure login with strong customer authentication compliant with PSD2; security procedures (e.g., app-based TAN) and supported devices are specified by the bank. Raiffeisenbank Kieselbronn eG is supervised by BaFin and the Deutsche Bundesbank and participates in the institutional protection scheme of the National Association of German Cooperative Banks (BVR); this system is recognized as a deposit guarantee scheme under the German Deposit Guarantee Act, providing protection for eligible deposits up to 100,000 euros per depositor, with institutional protection aiming to prevent bank failures. Pricing, interest rates, and product features are set locally and published in the bank’s schedule of prices and services; costs may include account maintenance, cards, payments, and foreign transfers. Branch and advisory availability, onboarding options (in-branch and, where offered, via VideoIdent/PostIdent), and specific product conditions can change, so customers should consult the bank’s current disclosures before opening accounts or entering into contracts.