Raiffeisenbank Kirchweihtal eG products, services and reviews

About Raiffeisenbank Kirchweihtal eG

Raiffeisenbank Kirchweihtal eG is a German cooperative bank operating within the Volksbanken Raiffeisenbanken network, offering retail and small-business banking tied to its regional market. As an eingetragene Genossenschaft, it allows customers to become members by subscribing cooperative shares, with voting rights and potential member distributions subject to the bank’s results and policy. Core services typically include current accounts with package-based pricing, savings and term deposits, overdrafts, consumer loans, mortgages, and financing for local enterprises and agriculture, supplemented by cash services and access to the nationwide cooperative ATM network. Payment options generally cover girocard and major card schemes, merchant acquiring and terminals via the group’s payment provider, and SEPA transfers; foreign transfers are processed via correspondent banks in the cooperative group. Investment and insurance offerings are commonly provided through group partners (for example, fund solutions and building savings contracts), with advisory available by appointment. Digital banking includes online banking and a mobile app with two-factor authentication; card and device compatibility for mobile payments depends on card type and issuer arrangements. Deposits are protected up to €100,000 per depositor under the statutory scheme and benefit from the cooperative institutional protection system designed to prevent bank failures. Pricing, interest rates, and eligibility criteria vary by product and are adjusted over time; branch availability and service hours reflect the bank’s local footprint. Customers should review the current schedule of conditions before opening or switching accounts.