Raiffeisenbank Kirtorf eG products, services and reviews

About Raiffeisenbank Kirtorf eG

Raiffeisenbank Kirtorf eG is a local cooperative bank based in Kirtorf (Hesse), organized as an eingetragene Genossenschaft and owned by its member-customers under the one-member-one-vote principle. It is part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken with DZ BANK as central institution. The bank provides standard retail and small-business banking services, including current and savings accounts, term deposits, SEPA payment services, girocard and credit card issuance, consumer and mortgage lending, and financing for small enterprises and associations. Securities custody and brokerage as well as investment funds are typically delivered via cooperative group partners such as DZ BANK and Union Investment, while insurance and building-savings products are available through R+V Versicherung and Bausparkasse Schwäbisch Hall. Access is offered through local branches and self-service devices in the region, cash withdrawals via the BankCard ServiceNetz ATM network, online banking, and the VR Banking App; service hours and cash services follow local scheduling. Pricing is set out in the bank’s Preis- und Leistungsverzeichnis, with account packages and cards subject to monthly and usage-based fees; interest rates and conditions are subject to change and reflect market and regulatory requirements. The institution is supervised by BaFin and the Deutsche Bundesbank and participates in the cooperative sector’s institutional protection scheme (BVR Institutssicherung GmbH) with an additional voluntary protection system. Operations focus on the immediate region, and products requiring capital markets access or specialized expertise are provided through group partnerships; customers should consult official notices for updates on branch changes, system migrations, or mergers within the cooperative network.