Raiffeisenbank Küps-Mitwitz-Stockheim eG products, services and reviews

About Raiffeisenbank Küps-Mitwitz-Stockheim eG

Raiffeisenbank Küps-Mitwitz-Stockheim eG is a German cooperative bank serving the region around Küps, Mitwitz, and Stockheim in Bavaria, operating under the legal form eG and within the Volksbanken Raiffeisenbanken cooperative financial network. It provides retail and SME banking services including current accounts, savings and term deposits, consumer and business loans, mortgages, payment cards, online and mobile banking (VR Banking app), cash services, and access to the nationwide VR-BankCard ServiceNet ATM network; investment and insurance products are distributed via network partners such as Union Investment, R+V Versicherung, and Bausparkasse Schwäbisch Hall, and merchant services and corporate payments (e.g., SEPA, EBICS) are available for businesses. As a cooperative, customers can typically become members by acquiring cooperative shares; members have voting rights and may receive a dividend if resolved at the annual meeting, subject to the bank’s results. The bank is supervised by BaFin and the Deutsche Bundesbank, is a member of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken (BVR), and participates in the BVR Institutssicherung GmbH statutory deposit guarantee scheme (generally up to 100,000 EUR per depositor) alongside the network’s institutional protection scheme. Conditions, fees, and interest rates are set out in the bank’s schedule of prices and services and vary by product and customer profile; lending is subject to creditworthiness and collateral, and capital market products carry market risk. Branch and advisory availability, as well as digital service features, may differ by location and are subject to change.