Raiffeisenbank Mainschleife - Steigerwald eG products, services and reviews

About Raiffeisenbank Mainschleife - Steigerwald eG

Raiffeisenbank Mainschleife - Steigerwald eG is a regional cooperative bank (eingetragene Genossenschaft) operating in the Mainschleife and Steigerwald area of Bavaria and serving private individuals, small and medium-sized enterprises, and agricultural clients; its business model follows the cooperative principle with members holding membership shares and voting rights at the general assembly and surpluses allocated according to statutory rules. The bank offers a conventional range of products: current accounts, savings and fixed-term deposits, consumer and mortgage lending, business and agricultural financing, payment services, and basic investment and pension products, supported by branch-based advisory services. It provides online banking and a mobile app for remote transactions and account management, while face-to-face consultations remain a primary channel for credit decisions and complex financial planning. As a cooperative institution it participates in the statutory deposit protection system for German cooperative banks (Sicherungseinrichtung des BVR) and is subject to national banking supervision; fee schedules, interest rates and product terms are published for customers and vary by product and customer segment. The bank’s regional focus shapes its lending and service priorities and limits its branchless reach compared with national banks, which may affect availability of advanced digital features or nationwide branch access; prospective customers should compare current rates, fees and digital capabilities before choosing a provider.