Raiffeisenbank Maßbach eG products, services and reviews

About Raiffeisenbank Maßbach eG

Raiffeisenbank Maßbach eG is a regional cooperative bank based in Maßbach, Bavaria, operating within the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken and serving private customers, small businesses, and agricultural clients in its local market. The institution provides standard retail and SME banking services, including current accounts, savings and term deposits, consumer and business loans, mortgages and construction financing, payment services, and debit and credit card options; securities and investment products are typically offered through group partners such as Union Investment, while insurance and building society products are commonly available via R+V Versicherung and Schwäbisch Hall. Access is through local branches, online banking, and the VR Banking app used across the cooperative network, with cash services via the nationwide cooperative ATM network; service is primarily in German via branch, phone, and digital channels. As a registered cooperative (eG), customers can become members by acquiring cooperative shares, which confer voting rights in the general assembly and may entitle holders to a dividend subject to annual results and legal requirements. Deposits are protected by the statutory BVR Institutssicherung GmbH and the additional, voluntary protection scheme of the Federal Association of German Cooperative Banks; the bank is supervised by BaFin and the Deutsche Bundesbank and applies PSD2-compliant strong customer authentication. Pricing follows published schedules with account package fees and service charges varying by usage, and interest conditions depend on product type and market rates; international transfers are available via SEPA and, where offered, SWIFT. The bank’s regional footprint and reliance on the cooperative group’s shared platforms shape product availability and digital functionality, and customers seeking specific terms or services should review current conditions and disclosures provided by the bank.