Raiffeisenbank Mecklenburger Seenplatte eG products, services and reviews

About Raiffeisenbank Mecklenburger Seenplatte eG

Raiffeisenbank Mecklenburger Seenplatte eG is a regional cooperative bank (eingetragene Genossenschaft) serving customers in the Mecklenburgische Seenplatte area of Mecklenburg-Vorpommern and is part of the Volksbanken Raiffeisenbanken financial network. It offers standard retail and small-business banking services including giro accounts, savings and term deposits, domestic and SEPA payments, debit (girocard) and credit cards, and access to the cooperative group’s nationwide BankCard ServiceNetz of ATMs; fees and conditions depend on the chosen account and card model, and withdrawals at non-network ATMs can incur charges. Lending covers consumer loans, mortgages, and financing for self-employed, SMEs, and agricultural clients, with additional solutions such as leasing, investments, building society savings, and insurance typically provided via cooperative group partners (e.g., Union Investment, Bausparkasse Schwäbisch Hall, R+V Versicherung). Banking is available via local branches, an online banking portal, and the VR Banking app with PSD2-compliant two-factor authentication (such as SecureGo plus TAN or chipTAN); support for digital wallets and contactless payments depends on card type and issuer settings. As a cooperative, customers can become members by acquiring shares and gain participation rights under the bank’s statutes; any distribution on shares is subject to resolutions and business results. The bank is supervised by BaFin and the Deutsche Bundesbank and participates in the German cooperative banks’ institutional protection scheme (BVR Institutssicherung), supplemented by the voluntary protection scheme of the BVR. Pricing, interest rates, and availability of specific products or services are set locally and can differ from other institutions within the cooperative network; detailed terms are provided in the bank’s schedule of prices and services.