Raiffeisenbank Moselkrampen eG products, services and reviews

About Raiffeisenbank Moselkrampen eG

Raiffeisenbank Moselkrampen eG is a regional cooperative bank (eingetragene Genossenschaft) serving private customers, self-employed, SMEs, and associations in its local market along the Mosel. Its product set typically includes current accounts with tiered monthly-priced packages, savings and term deposits, payment cards (girocard and credit cards), online and mobile banking via the cooperative VR BankingApp with strong customer authentication options such as SecureGo plus or chip-TAN, and SEPA payments. Lending covers consumer installment loans, mortgages, overdrafts, and business financing; leasing and other asset finance solutions are available through cooperative group partners. Investment and insurance distribution is commonly provided via the Genossenschaftliche FinanzGruppe (e.g., Union Investment, R+V Versicherung, Bausparkasse Schwäbisch Hall), with access to further services through DZ BANK group entities. Cash access is supported by the nationwide BankCard ServiceNetz of the Volksbanken Raiffeisenbanken; withdrawals at third-party ATMs may involve fees depending on the account model. As a cooperative, customers can become members by subscribing shares and have voting rights in the general assembly; dividend payments on shares, if any, depend on annual results and member resolutions. Deposits are protected up to 100,000 euros per depositor by the statutory scheme of BVR Institutssicherung GmbH, with additional institutional protection by the BVR Sicherungseinrichtung. Pricing, interest rates, and service conditions are set locally and published in the bank’s Preis- und Leistungsverzeichnis and contractual documents; charges may apply for account packages, cards, cash services, and international transactions. The bank operates a local branch footprint and offers service via digital channels and telephone within standard business hours.