Raiffeisenbank Mötzingen eG Mötzingen - Iselshausen products, services and reviews

About Raiffeisenbank Mötzingen eG Mötzingen - Iselshausen

Raiffeisenbank Mötzingen eG Mötzingen – Iselshausen operates as a local cooperative bank within the Volksbanken Raiffeisenbanken network, serving private and business customers in the surrounding area. The bank offers giro and savings accounts, term deposits, SEPA transfers, Girocard and credit cards, online and mobile banking via the VR-BankingApp, and access to the nationwide VR ATM network. Financing covers overdrafts, consumer and vehicle loans, and residential mortgages; businesses can access current accounts, liquidity solutions, POS and merchant services, and leasing via group partners. Investment and securities services are available through Union Investment and related providers; homebuilding and savings products are distributed in cooperation with Bausparkasse Schwäbisch Hall; insurance is offered with R+V Versicherung. As an eingetragene Genossenschaft (eG), customers may acquire cooperative shares, obtain voting rights in the general meeting, and participate in surplus distributions subject to the bank’s policy; governance and credit decisions are made locally within cooperative guidelines. Conditions, fees, and interest rates are defined by the bank and disclosed in the Preis- und Leistungsverzeichnis; items such as paper statements, cash services, and additional cards can incur charges. Digital banking uses strong customer authentication with two-factor methods, and data processing follows DSGVO requirements. Deposits are protected by the BVR Institutssicherung up to 100,000 EUR per depositor and additionally safeguarded by the cooperative group’s institutional protection scheme; the institution is supervised by BaFin and the Deutsche Bundesbank. Advisory is available in-branch by appointment and via remote channels; identification for new accounts can be completed in person or through supported digital processes. Service scope, cash availability, and opening hours depend on the specific location in Mötzingen or the nearby Iselshausen site, and accessibility features may vary.