Raiffeisenbank München-Nord eG products, services and reviews

About Raiffeisenbank München-Nord eG

Raiffeisenbank München-Nord eG is a German cooperative bank based in Munich and part of the Volksbanken Raiffeisenbanken cooperative financial network. It serves private individuals, the self-employed, and SMEs in its regional market via branches and digital channels. The product range covers current accounts with fee-based models, debit (girocard) and credit cards, SEPA transfers and standing orders, online banking and a mobile app, savings and term deposits, consumer loans, and home financing. Business services include business accounts, payments and liquidity services, and payment acceptance solutions. Securities brokerage and custody, building society savings, and insurance and pension products are offered through partners within the cooperative group. Customers can access cash across the Volksbanken Raiffeisenbanken BankCard ServiceNetz. The bank is supervised by BaFin and the Deutsche Bundesbank. Deposits are protected up to 100,000 EUR per depositor under the statutory deposit guarantee via BVR Institutssicherung; the bank also belongs to the BVR Sicherungseinrichtung, the institutional protection scheme of the cooperative financial group. As an eingetragene Genossenschaft (eG), membership shares can be acquired subject to eligibility and limits, and any dividend depends on annual results and member resolutions. Pricing, interest rates, and product availability are published in the bank’s price and service list and may change; lending is subject to creditworthiness checks and documentation under German law. Customer complaints can be addressed through internal procedures and the cooperative banks’ ombudsman scheme. Data protection and security obligations follow GDPR and the German Money Laundering Act.