Raiffeisenbank München-Süd eG products, services and reviews

About Raiffeisenbank München-Süd eG

Raiffeisenbank München-Süd eG is a German cooperative bank (eingetragene Genossenschaft) serving private and business customers in the southern Munich area. As part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, it provides standard retail and SME services such as current accounts, savings and term deposits, payment services and cards, consumer and mortgage financing, corporate lending and cash management, as well as securities brokerage and insurance products available through group partners. Banking is available via local branches and advisory appointments, online banking, and a mobile app provided within the cooperative network; account opening requires identity verification and compliance with German KYC rules. Customers can become members by acquiring cooperative shares and exercise voting rights in the general meeting; any distribution on shares is subject to the bank’s resolutions and results. Eligible deposits are protected up to EUR 100,000 per depositor through the statutory scheme BVR Institutssicherung GmbH, and the bank is integrated into the cooperative institutional protection system; supervision is carried out by BaFin and the Deutsche Bundesbank. Cash access is supported through the nationwide cooperative ATM network. Pricing, interest rates, and service limits depend on the selected product and customer segment and are disclosed in the bank’s price and service list.