Raiffeisenbank Neumarkt i.d.OPf. eG products, services and reviews

About Raiffeisenbank Neumarkt i.d.OPf. eG

Raiffeisenbank Neumarkt i.d.OPf. eG is a regional German cooperative bank serving private and business customers in Neumarkt in der Oberpfalz, Bavaria. It is part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken and provides current accounts, payment services, cards, cash services, savings and term deposits, consumer and mortgage lending, SME financing, and access to investment and insurance products via network partners such as Union Investment and R+V Versicherung. Digital services include online banking and the VR BankingApp with PSD2-compliant strong customer authentication using common TAN methods (app-based and chipTAN), and customers can withdraw cash at ATMs in the nationwide BankCard ServiceNetz. Pricing typically follows tiered account models with monthly package or pay-per-use components; fees for account maintenance, SEPA transfers, cards, overdrafts, and other services, as well as interest conditions, are set out in the bank’s schedule of prices and services and may change. As a cooperative, customers can become members by acquiring shares; governance is via a representatives’ assembly with oversight by a supervisory board and management by an executive board. The bank is supervised by BaFin and the Deutsche Bundesbank. Deposit protection is provided by the BVR Institutssicherung (statutory coverage up to 100,000 euros per depositor) and supported by the institutional protection of the BVR SicherungsEinrichtung, which is designed to prevent insolvency. The institution focuses on its local market, operates a branch and self-service network in its catchment area, and offers service via branch, phone, and digital channels; product availability, limits, interest rates, and features depend on the bank’s current policies and customer profile, and should be verified against the latest product information and price list.