Raiffeisenbank Neumarkt-St. Veit - Reischach eG products, services and reviews

About Raiffeisenbank Neumarkt-St. Veit - Reischach eG

Raiffeisenbank Neumarkt-St. Veit – Reischach eG is a regional cooperative bank in Bavaria serving private and business customers in and around Neumarkt-Sankt Veit and Reischach. Organized as a registered cooperative (eG), it is owned by member-shareholders under a one-member-one-vote principle and is part of the German cooperative financial network (BVR/DZ BANK Group). The bank offers current accounts with tiered fee models, savings and term deposits, girocard and credit cards, overdrafts, consumer loans, and residential mortgages; building-savings products are available via Bausparkasse Schwäbisch Hall, investment funds and custody services via cooperative partners such as Union Investment, and insurance through R+V Versicherung. For businesses and self-employed customers, services include accounts, payment services, working-capital and investment financing, access to KfW promotional loans, merchant acquiring and POS/e-commerce solutions via VR Payment, and leasing or factoring through network partners. Access is provided through local branches and self-service zones, the nationwide BankCard ServiceNetz ATM network, online banking and the VR Banking app; two-factor authentication is supported via chipTAN or app-based TAN (VR SecureGo plus). Mobile payments are supported for eligible cards, and e-statements and secure messaging are available. Pricing follows a published schedule with account packages and separate charges for items such as paper statements, branch transactions, and certain card or transfer services; interest and custody fees are variable. The bank operates under the supervision of BaFin and the Deutsche Bundesbank and participates in the BVR Institutssicherung GmbH statutory deposit guarantee scheme (up to 100,000 EUR per depositor) alongside the cooperative institutional protection system. Primary service language is German; SEPA euro payments are standard, with international transfers available subject to fees and conditions.