Raiffeisenbank Nordkreis Landsberg eG products, services and reviews

About Raiffeisenbank Nordkreis Landsberg eG

Raiffeisenbank Nordkreis Landsberg eG is a regional cooperative bank serving customers in the district of Landsberg am Lech, Bavaria. As a registered cooperative (eG), it operates under the principle of member ownership (one member, one vote) and is part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. The bank provides standard retail and business banking services, including current accounts, savings and term deposits, consumer loans, mortgages, and financing for self-employed and SMEs, along with payments and cash management solutions. Investment and insurance products are typically offered through group partners such as Union Investment, DZ BANK, Bausparkasse Schwäbisch Hall, R+V Versicherung, and related cooperative institutions. Access is via local branches and ATMs within the Volksbanken Raiffeisenbanken network, as well as online and mobile banking with strong customer authentication in line with PSD2; debit and credit cards are available, and merchant services can be arranged through group providers. Pricing is package-based with monthly account fees and service-dependent charges; interest conditions on deposits and loans vary by product and market rates. Customer deposits are covered by the statutory deposit guarantee up to 100,000 euros per depositor via BVR Institutssicherung GmbH; in addition, the cooperative group maintains an institutional protection scheme intended to prevent bank insolvency and thereby protect deposits beyond statutory limits, which is not a legally enforceable individual claim. The bank is supervised by BaFin and the Deutsche Bundesbank, participates in the cooperative banking ombudsman scheme for dispute resolution, and generally requires standard identification and affordability checks for account opening and credit. Membership shares may be offered; dividends are not guaranteed and shares can be subject to holding periods and capital loss risk.