Raiffeisenbank Nördliche Bergstraße eG products, services and reviews

About Raiffeisenbank Nördliche Bergstraße eG

Raiffeisenbank Nördliche Bergstraße eG is a regional cooperative bank (eingetragene Genossenschaft) serving private customers, the self-employed, and small to mid-sized enterprises in the northern Bergstraße area of Hesse. As part of the Volksbanken Raiffeisenbanken cooperative financial network, it offers current accounts, savings and term deposits, payment services, cards, and access to cash via the nationwide cooperative ATM network, alongside online and mobile banking via the group’s digital channels. Lending covers consumer loans, mortgages, and business financing, with additional products distributed through network partners such as Union Investment (securities and funds), R+V Versicherung (insurance), Bausparkasse Schwäbisch Hall (building society savings and home finance), and DZ BANK Group entities for capital markets, leasing, and factoring. Customers can become cooperative members by subscribing to shares and exercising voting rights; any dividend depends on the bank’s results and the member’s shareholding as set out in the statutes. Pricing is set out in the published schedule of fees and services, typically including account maintenance charges and itemized fees for selected transactions; interest conditions are variable and may change with market rates. Onboarding and advisory are available via branches and remote channels, with identification and documentation requirements aligned to German KYC/AML rules; certain services may be limited to the bank’s defined market area. The bank is supervised by BaFin and the Deutsche Bundesbank; deposits are covered by the statutory BVR Institutssicherung (up to 100,000 EUR per depositor in line with EU rules), and the cooperative sector’s additional institutional protection scheme aims to prevent insolvency. The regional focus, potential account fees, and branch-centric processes are considerations for prospective customers, while credit decisions and lending terms depend on individual creditworthiness and collateral.