Raiffeisenbank Oberferrieden-Burgthann eG products, services and reviews

About Raiffeisenbank Oberferrieden-Burgthann eG

Raiffeisenbank Oberferrieden-Burgthann eG is a regional German cooperative bank based in Burgthann (Bavaria) and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. It focuses on retail and small-business clients in its local market, offering current accounts, savings products, term deposits, consumer loans, residential mortgage financing, and SME lending, along with payment services such as SEPA transfers, standing orders, and direct debits. Card options typically include a girocard and, on request, debit or credit cards issued via group partners; online banking and a mobile app are available, with PSD2 strong customer authentication and 3-D Secure for card payments. Contactless payments and wallet compatibility (e.g., Apple Pay and Google Pay) are generally supported within the cooperative group, but availability and pricing depend on the specific account or card package. Cash access is provided through the nationwide cooperative BankCard ServiceNetz; withdrawals at third-party ATMs may incur fees. Pricing is usually structured by account model with monthly maintenance charges and separate fees for cards, paper-based transactions, and add-ons; youth and basic accounts are commonly available under group standards. Investment and securities services are provided via group entities (for example, Union Investment and DZ BANK), and KfW promotional loans can be arranged in the context of financing. Deposits are covered by the German statutory deposit guarantee up to 100,000 euros per depositor and additionally by the BVR institutional protection scheme; the bank is supervised by BaFin and the Deutsche Bundesbank. Given the bank’s local footprint, product conditions, onboarding options, and service hours are set at the regional level, so prospective customers should review the current price list, interest schedules, and eligibility criteria before opening an account or applying for credit.