Raiffeisenbank Oberteuringen-Meckenbeuren eG products, services and reviews

About Raiffeisenbank Oberteuringen-Meckenbeuren eG

Raiffeisenbank Oberteuringen-Meckenbeuren eG is a regional cooperative bank in Baden-Württemberg serving private customers, small businesses, and agriculture in and around Oberteuringen and Meckenbeuren as part of the Volksbanken Raiffeisenbanken network. Its product range covers current accounts, savings and term deposits, girocard and credit cards issued via the cooperative group, consumer loans, mortgages and construction financing, and commercial lending and cash management for SMEs. Investment and pension products are distributed through group partners such as DZ BANK and Union Investment; building society savings and home finance are available via Bausparkasse Schwäbisch Hall, and insurance is offered through R+V Versicherung. Access is provided through branches, self-service terminals, online banking and the VR BankingApp with PSD2-compliant strong customer authentication (e.g., SecureGo plus and Sm@rtTAN), SEPA transfers and direct debits, and participation in the BankCard ServiceNetz for ATM withdrawals; support for instant payments and mobile wallets depends on availability. Account packages are typically fee-based with tiered services; conditions are set out in the bank’s price and service list. Customers may acquire cooperative shares with voting rights; any dividend is subject to annual results and member resolution. Deposits are protected by the BVR Institutssicherung (statutory up to 100,000 euros per depositor) and additionally by the cooperative sector’s institutional protection scheme.