Raiffeisenbank Ostprignitz-Ruppin eG products, services and reviews

About Raiffeisenbank Ostprignitz-Ruppin eG

Raiffeisenbank Ostprignitz-Ruppin eG is a regional cooperative bank serving private customers, self-employed clients, and small to mid-sized enterprises in the Ostprignitz-Ruppin district of Brandenburg. As a registered cooperative (eG) within the Volksbanken Raiffeisenbanken network, it operates on a member-owned model with governance via a management board and supervisory board; customers can typically acquire cooperative shares and exercise voting rights, while any dividend on shares depends on annual results and resolutions. The bank’s product range generally covers current accounts, savings and term deposits, consumer loans, overdrafts, mortgage and construction financing, and business lending including solutions for local traders and agricultural clients; payments services include SEPA transfers, standing orders, direct debits, girocard, and credit cards, with support for contactless payments and access to mobile wallets depending on card and issuer. Securities and investment funds, building society savings and loans, leasing, and insurance are usually offered in cooperation with group partners from the cooperative financial network. Digital access is available via online banking and the VR Banking App, with two-factor authentication options such as app-based TAN or card reader methods; branch services and ATMs are provided locally, and cash withdrawals are typically possible at ATMs across the BankCard ServiceNetz of the cooperative banks, with fees outside the network according to the published price list. Deposits are protected by the institutional protection scheme of the National Association of German Cooperative Banks (BVR), which is recognized under the statutory framework; by law, up to 100,000 euros per depositor and bank are protected. The bank is supervised by BaFin and the Deutsche Bundesbank. Pricing for accounts and services follows its schedule of fees and conditions, which should be consulted for current charges; complaints can be addressed to the bank and, if needed, to the BVR ombudsman scheme for dispute resolution.