Raiffeisenbank Pfaffenhausen eG products, services and reviews

About Raiffeisenbank Pfaffenhausen eG

Raiffeisenbank Pfaffenhausen eG is a regional cooperative bank based in Pfaffenhausen, Bavaria, and part of the Volksbanken Raiffeisenbanken cooperative financial network. It operates under the legal form of an eingetragene Genossenschaft (eG) with member-based ownership and focuses on retail and small-business banking in its local market area. The product set generally covers current accounts, savings and term deposits, SEPA transfers and direct debits, cash services and withdrawals via its own facilities and the BankCard ServiceNetz, girocard and optional Visa/Mastercard products, consumer loans, residential mortgages, business and agricultural financing, as well as securities custody, brokerage of investment funds, and insurance and building-society savings through group partners. Digital access is provided via online banking and a mobile app with PSD2-compliant strong customer authentication and TAN procedures; electronic statements and card and payment management are available, and international transfers are processed via SWIFT using IBAN/BIC. Pricing, interest rates, limits, and card acceptance depend on the chosen account model and are detailed in the bank’s price and service schedule; lending is subject to credit checks and, where applicable, collateral. The institution is supervised by BaFin and the Deutsche Bundesbank, and deposits are protected within the BVR Institutssicherung (statutory coverage up to 100,000 EUR per depositor) and the additional institutional protection scheme of the BVR. Branch availability, opening hours, and specific product features may vary by location, and customers should review the bank’s official documents before entering into agreements.