Raiffeisenbank Pfaffenhofen a.d. Glonn eG products, services and reviews

About Raiffeisenbank Pfaffenhofen a.d. Glonn eG

Raiffeisenbank Pfaffenhofen a.d. Glonn eG is a regional cooperative bank based in Pfaffenhofen an der Glonn (Bavaria) and belongs to the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. It operates as a member-owned institution (eingetragene Genossenschaft), offering banking services for private and business customers in its local catchment area, including current and savings accounts, payment services, cards, consumer and housing loans, mortgages, and financing for small and mid-sized enterprises; customers typically also gain access to investment, securities, and insurance products provided within the cooperative financial group. Digital access is available via online banking and the VR Banking app with two-factor authentication under PSD2, while cash services and advisory are provided through a small local branch footprint supplemented by phone and secure messaging; cash withdrawals are enabled across the cooperative BankCard ServiceNetz ATM network. Pricing follows the published Preis- und Leistungsverzeichnis, with account maintenance and transaction-related fees varying by account model; separate charges may apply for cards, securities custody, brokerage, and certain loan services. As a cooperative, customers can usually become members by acquiring shares, with voting rights at the general meeting; any dividend on shares depends on annual results and is not guaranteed. The bank is a licensed credit institution under the German Banking Act, supervised by BaFin and the Deutsche Bundesbank. Deposits are protected by the BVR Institutssicherung (statutory coverage up to 100,000 EUR per depositor) and additionally by the cooperative sector’s institutional protection scheme.