Raiffeisenbank Regensburg-Wenzenbach eG products, services and reviews

About Raiffeisenbank Regensburg-Wenzenbach eG

Raiffeisenbank Regensburg-Wenzenbach eG is a regional cooperative bank serving private and business customers in the Regensburg and Wenzenbach area, operating within the Volksbanken Raiffeisenbanken network. Its offering typically covers current accounts, savings products, time deposits, consumer loans, mortgages and construction financing, as well as payment services including SEPA transfers, girocard and credit cards, and cash supply via the network’s ATMs across Germany. Business banking commonly includes overdrafts, investment and working-capital financing, commercial real estate support, and solutions such as POS terminals and online acquiring; larger or specialized needs are often arranged in cooperation with partners in the cooperative financial group. Securities custody and investment products are generally provided via the group’s infrastructure (for example, fund distribution through Union Investment), and insurance products are typically available through R+V Versicherung; availability and terms depend on the bank’s current lineup. Digital channels include online banking and a mobile app from the cooperative group, with strong-customer-authentication procedures; specific features and wallet compatibility should be confirmed before use. As a cooperative institution, it is a member of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken (BVR) and is supervised by BaFin and the Deutsche Bundesbank. Deposits are covered by the statutory deposit guarantee up to 100,000 EUR per depositor, and the BVR’s institutional protection scheme aims to prevent member insolvency; coverage conditions are defined by the applicable schemes. Fees, interest rates, and eligibility criteria vary by account and product, and customers should review the current price and service list and contractual terms before onboarding.