Raiffeisenbank Reute-Gaisbeuren eG products, services and reviews

About Raiffeisenbank Reute-Gaisbeuren eG

Raiffeisenbank Reute-Gaisbeuren eG is a German cooperative bank serving the local area around Reute and Gaisbeuren. As part of the Volksbanken Raiffeisenbanken cooperative financial network, it provides standard retail and small-business services including current accounts, savings and term deposits, consumer loans, home finance, and SME lending; securities custody and brokerage, building savings, insurance, and investment funds are typically offered in cooperation with group partners such as DZ BANK, Bausparkasse Schwäbisch Hall, R+V Versicherung, and Union Investment, subject to product-specific conditions. Online banking and the VR Banking app support two-factor authentication, and cards enable contactless payments; customers have access to the cooperative ATM network, while withdrawals at third-party machines or abroad may incur fees. The card lineup generally includes a debit card and optional Visa or Mastercard credit cards; mobile payment options may be available depending on the card product. The bank operates as an eG (eingetragene Genossenschaft), allowing customers to become members by subscribing cooperative shares with voting rights; any dividend on shares depends on annual results and a resolution of the members’ meeting. Deposits are protected within the cooperative sector’s BVR Institutssicherung (statutory protection up to 100,000 euros per depositor); an additional institutional protection scheme of the BVR is designed to prevent bank insolvency but does not create a direct legal claim for depositors. Pricing for accounts, cards, and services is set out in the official price and service list; branch presence is local, with advisory by appointment and selected services available digitally, and onboarding routes vary by product and eligibility.