Raiffeisenbank Schrobenhausener Land eG products, services and reviews

About Raiffeisenbank Schrobenhausener Land eG

Raiffeisenbank Schrobenhausener Land eG is a regional cooperative bank based in the Schrobenhausen area of Bavaria and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, operating under German banking law as an eingetragene Genossenschaft with member ownership and local governance via Management Board and Supervisory Board; it provides retail and small-business banking focused on current accounts, savings and term deposits, payment services, cards, consumer and mortgage lending, and financing for self‑employed, SMEs, and agricultural clients, with access to group products for investments and insurance (for example securities custody and funds distributed via Union Investment, building society savings and home financing via Bausparkasse Schwäbisch Hall, and insurance solutions via R+V), and merchant and payment acceptance services via cooperative partners; digital access is available through online banking and the VR Banking App with PSD2-compliant strong customer authentication, and customers can use the cooperative BankCard ServiceNetz for ATM withdrawals, while domestic and cross-border euro payments are processed through SEPA and foreign transfers via correspondent banks; pricing follows the common German account-package model with published fee schedules and separate charges for certain transactions and cards, interest rates and conditions are set by the bank and updated periodically, and eligibility, identification, and documentation follow German KYC/AML rules; deposits are covered by the sector’s statutory deposit guarantee up to 100,000 EUR per depositor via BVR Institutssicherung GmbH, and the bank additionally participates in the institutional protection scheme of the cooperative sector, with overall supervision by BaFin and the Deutsche Bundesbank; the branch network is local to the Schrobenhausener Land region, and most services beyond the immediate footprint are delivered through the nationwide cooperative network and shared platforms.