Raiffeisenbank Schrozberg-Rot am See eG products, services and reviews

About Raiffeisenbank Schrozberg-Rot am See eG

Raiffeisenbank Schrozberg-Rot am See eG is a regional cooperative bank (eingetragene Genossenschaft) serving retail customers, small and mid-sized enterprises, and agricultural clients in and around Schrozberg and Rot am See in Baden-Württemberg. As part of the German cooperative financial network, it offers current accounts with fee-based packages, savings and term deposits, payment services (SEPA transfers, standing orders, cards, and contactless payments), consumer and mortgage lending, SME financing including working capital and investment loans, and advisory for pensions and investments. Securities brokerage and investment funds are typically provided via cooperative group partners such as DZ BANK and Union Investment, insurance via R+V Versicherung, and home savings contracts via Bausparkasse Schwäbisch Hall; installment lending is commonly available through TeamBank’s easyCredit. Digital channels include online banking with PSD2-compliant strong customer authentication, a dedicated TAN app or generator, and the VR Banking App; card-based mobile wallet use depends on the underlying card product and issuer support. The bank operates local branches and self-service terminals and connects customers to the nationwide BankCard ServiceNetz of the Volksbanken Raiffeisenbanken for ATM withdrawals. Governance follows the cooperative model, with members holding voting rights in the general assembly and oversight by a supervisory board and management board. Raiffeisenbank Schrozberg-Rot am See eG is supervised by BaFin and the Deutsche Bundesbank and participates in the institutional protection and deposit guarantee schemes of the cooperative sector (BVR Institutssicherung GmbH and BVR Sicherungseinrichtung). Fees, interest rates, and product conditions are published in the bank’s schedule of prices and services and may vary by package and eligibility.