Raiffeisenbank Schwabmünchen-Stauden eG products, services and reviews

About Raiffeisenbank Schwabmünchen-Stauden eG

Raiffeisenbank Schwabmünchen-Stauden eG is a German cooperative bank (eingetragene Genossenschaft) serving private customers, self-employed individuals, and small to mid-sized enterprises in the Schwabmünchen–Stauden area of Bavaria. As a member of the Volksbanken Raiffeisenbanken cooperative financial network, it provides core retail and business banking services including current accounts, savings and term deposits, payment services, card issuance, cash supply, and lending ranging from consumer loans and vehicle financing to residential mortgages and corporate credit. Investment and securities services are typically offered via network partners such as DZ BANK and Union Investment, with insurance solutions from R+V Versicherung and home-savings and housing finance through Bausparkasse Schwäbisch Hall; merchant services are available via cooperative payment providers. Customers can use online banking and a mobile app with strong customer authentication, commonly via app-based or card-based TAN procedures, while local branches and self-service terminals support cash and everyday transactions. Pricing and interest conditions vary by account model, usage pattern, and credit profile and are detailed in the bank’s price and service list. Deposits are protected by the institutional protection scheme of the German cooperative banks, BVR Institutssicherung GmbH, which meets the statutory EU deposit guarantee requirements up to 100,000 euros per depositor; an additional voluntary protection scheme operated by the BVR supplements this framework. The bank operates under German banking supervision by BaFin and the Deutsche Bundesbank.