Raiffeisenbank Thurnauer Land eG products, services and reviews

About Raiffeisenbank Thurnauer Land eG

Raiffeisenbank Thurnauer Land eG is a regional cooperative bank based in Thurnau (Upper Franconia, Bavaria) and part of the Volksbanken Raiffeisenbanken cooperative financial network. It serves private customers, self-employed clients, agriculture, and small to mid-sized businesses with standard retail and commercial banking services, including current accounts, savings and term deposits, girocards and credit cards, online and mobile banking, and financing such as consumer loans, mortgages, and business credit. As a member institution of the cooperative FinanzGruppe, it provides access to partner products for investments, insurance, building society savings, leasing, and payments (for example via Union Investment, R+V Versicherung, Bausparkasse Schwäbisch Hall, and companies of the DZ BANK Group). Cash services and ATM withdrawals are available via the Volksbanken Raiffeisenbanken BankCard ServiceNetz. The bank is organized as an eingetragene Genossenschaft (eG), with customers able to become members and exercise voting rights under the one-member-one-vote principle. It is supervised by BaFin and the Deutsche Bundesbank; deposits are covered by the BVR Institutssicherung (statutory protection up to 100,000 euros per depositor) and supported by the additional institutional protection scheme of the BVR. Digital access uses strong customer authentication in line with PSD2, typically via TAN procedures. Product availability, conditions, and fees follow the bank’s price and service schedule and can change; prospective customers should review current terms and regional branch availability before opening an account.