Raiffeisenbank Unteres Zusamtal eG products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Raiffeisenbank Unteres Zusamtal eG
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Raiffeisenbank Unteres Zusamtal eG
4.0
Germany
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
AA-
About Raiffeisenbank Unteres Zusamtal eG
Raiffeisenbank Unteres Zusamtal eG is a member-owned cooperative bank serving the Lower Zusam Valley in Bavaria, operating within the Volksbanken Raiffeisenbanken network. It offers standard retail and SME banking services, including current accounts (giro accounts), savings and term deposits, consumer loans and overdrafts, residential mortgages, business financing, and payments. Securities custody and investment funds are typically provided via cooperative network partners, and insurance and building-society products are commonly available through affiliated providers within the group. Customers can acquire cooperative shares and exercise voting rights at the general meeting, subject to membership terms. Access is provided through local branches and advisors, online banking, and the VR BankingApp; strong customer authentication uses TAN procedures such as SecureGo plus or chip/photo TAN. Card products generally include a girocard for domestic payments and withdrawals and optional Debit Mastercard and credit cards (Visa/Mastercard) for wider acceptance; Apple Pay and Google Pay are usually available for eligible cards. Cash withdrawals are possible across the nationwide cooperative ATM network; fees may apply at non-network machines and abroad, and foreign usage markups can apply depending on the card. Pricing follows account packages with monthly maintenance fees and charges for certain services (for example, paper statements, cash handling, or external ATM withdrawals); business accounts are priced separately. International transfers are supported via SEPA and SWIFT, with processing times and fees varying by channel and destination. Deposits are protected by the institutional protection scheme of the National Association of German Cooperative Banks (BVR), which fulfills statutory requirements, with an additional voluntary protection scheme in the network. The bank is supervised by BaFin and the Deutsche Bundesbank. Coverage and branch services are focused on its regional catchment area; many processes are available digitally, though some services (such as cash handling or safe deposit boxes) require an in-person visit. Primary service language is German, and product availability, conditions, and fees can differ by customer segment and account model.
Raiffeisenbank Unteres Zusamtal eG Deposit guarantee scheme participation
Raiffeisenbank Unteres Zusamtal eG participates in the deposit guarantee scheme of Germany which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Raiffeisenbank Unteres Zusamtal eG Countries of operations
Raiffeisenbank Unteres Zusamtal eG offers their savings products in
Products offered by Raiffeisenbank Unteres Zusamtal eG and interest rates
Raiffeisenbank Unteres Zusamtal eG offers 0 deposits and 0 savings accounts in .
Best interest rates in Germany
Loans offered by Raiffeisenbank Unteres Zusamtal eG
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Bank identifiers
BIC number
GENODEF1BWI
Name
Raiffeisenbank Unteres Zusamtal eG
Country
Germany