Raiffeisenbank Waldaschaff-Heigenbrücken eG products, services and reviews

About Raiffeisenbank Waldaschaff-Heigenbrücken eG

Raiffeisenbank Waldaschaff-Heigenbrücken eG is a local German cooperative bank (eingetragene Genossenschaft) serving Waldaschaff, Heigenbrücken, and the surrounding area in Lower Franconia, Bavaria. It operates within the Volksbanken Raiffeisenbanken network and is owned by members under a one-member-one-vote principle, with governance exercised through its statutory bodies and the general meeting. The bank’s core business covers retail and small-business banking, including current accounts, savings and term deposits, consumer and housing finance, payment services, and cash management. Through the cooperative financial network, customers generally gain access to securities and investment solutions (e.g., via Union Investment and DZ BANK Group), building society savings and mortgages (Bausparkasse Schwäbisch Hall), insurance (R+V Versicherung), and merchant services (VR Payment). Service is provided via local branches and digital channels, including online banking and the VR Banking App; payment cards include girocard and, where arranged, international credit cards. Cash withdrawals are available across the BankCard ServiceNetz of Volksbanken Raiffeisenbanken ATMs. Deposits are protected by the cooperative sector’s officially recognized deposit guarantee scheme (BVR Institutssicherung, up to 100,000 euros per depositor, per bank); the additional BVR Sicherungseinrichtung acts as an institutional protection scheme aimed at preventing insolvency. The institution is supervised by BaFin and the Deutsche Bundesbank. Product availability, pricing, and eligibility are set locally and can change; customers should review current terms, fees, and risk disclosures before entering into agreements.