Raiffeisenbank Wallgau-Krün eG products, services and reviews

About Raiffeisenbank Wallgau-Krün eG

Raiffeisenbank Wallgau-Krün eG is a German cooperative bank serving private and business customers in the Wallgau and Krün area of Upper Bavaria. As part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, it offers current accounts, savings and term deposits, SEPA payments (transfers, standing orders, direct debits), cash services, debit cards (girocard) and optional credit cards, consumer loans and overdrafts, real estate financing, and business banking for local firms including accounts, payment acceptance, and equipment financing via group partners. Digital access is available through online banking and the VR Banking app; contactless card payments are supported, and Apple Pay or Google Pay can be used with eligible cards where activated. Investment, building-savings, and insurance products are distributed through cooperative group providers such as Union Investment, Bausparkasse Schwäbisch Hall, R+V Versicherung, and related entities; wealth services may be available via group partners. Customers have access to cash withdrawals across the cooperative BankCard ServiceNetz ATM network in Germany. The bank operates under German regulation and supervision (BaFin and Deutsche Bundesbank). Deposits are protected within the institutional protection scheme of the National Association of German Cooperative Banks (BVR); the group’s legally recognized deposit guarantee covers up to 100,000 euros per depositor per bank, and the institutional scheme is designed to stabilize member institutions. As a registered cooperative (eG), clients can generally become members by subscribing cooperative shares and have one vote per member; any distributions depend on the general meeting and the bank’s results. Pricing is set out in the bank’s schedule of prices and services; account packages, transaction fees, card charges, and lending conditions vary by product and risk. Account opening follows German KYC requirements and may be completed in-branch or online, subject to the bank’s process. The institution maintains a regional footprint and concentrates on customers in its home market; non-residents and travelers should verify availability and requirements in advance.