Raiffeisenbank Wangen eG products, services and reviews

About Raiffeisenbank Wangen eG

Raiffeisenbank Wangen eG is a regional cooperative bank based in Wangen im Allgäu and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. Its core business covers retail and small to mid-sized corporate banking, including current accounts with SEPA payments, debit and credit cards, online and mobile banking, savings and term deposits, securities brokerage and investment funds via group partners such as Union Investment, building society savings and home finance solutions via Schwäbisch Hall, and insurance products distributed with R+V Versicherung. Lending spans overdrafts, consumer installment loans, residential mortgages, commercial credit for SMEs, and equipment finance; merchant services, card acceptance, and e-commerce payments are typically provided through the group’s payment subsidiary, with additional leasing and factoring options available within the cooperative network. Cash access is provided through local branches and the nationwide cooperative ATM network; account pricing and transaction fees are model-dependent and published in the bank’s price and service list. As an eingetragene Genossenschaft, customers can become members by subscribing cooperative shares, with voting rights on a one-member-one-vote basis and potential dividends subject to annual results and member resolutions. Deposits are protected by the BVR Institutssicherung (statutory coverage up to 100,000 euros per depositor) and supplemented by the institutional protection scheme of the BVR Sicherungseinrichtung; the bank is supervised by BaFin and the Deutsche Bundesbank. Account opening and credit decisions follow standard identification, KYC, and creditworthiness assessments, and all products are subject to contractual terms, interest rate changes, and market risks; conditions can change, so applicants should review the latest disclosures and tariff information before engagement.