Raiffeisenbank Weißenburg-Gunzenhausen eG products, services and reviews

About Raiffeisenbank Weißenburg-Gunzenhausen eG

Raiffeisenbank Weißenburg-Gunzenhausen eG is a regional cooperative bank headquartered in the Weißenburg-Gunzenhausen area of Middle Franconia, Bavaria, operating under German cooperative law (eG) and owned by its member-customers with voting rights at the general meeting. It forms part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, with DZ BANK as central institution and access to group specialists such as Union Investment (funds), R+V Versicherung (insurance), Bausparkasse Schwäbisch Hall (building society), Deutsche Leasing and VR Smart Finanz (leasing/SME solutions), and VR Payment (merchant acquiring). The bank offers current accounts, savings and term deposits, consumer and car loans, mortgages, SME and agricultural finance, securities custody and brokerage, cards (girocard, Mastercard/Visa), payments and cash services, as well as online and mobile banking via the VR Banking App and strong-customer-authentication tools; Apple Pay and Google Pay are generally supported for eligible cards within the network. It maintains branches and self-service terminals in its home region and participates in the nationwide Volksbanken Raiffeisenbanken ATM alliance (around 14,500 ATMs). Statutory deposit protection applies up to 100,000 euros per depositor under the German Deposit Guarantee Act, and the bank is part of the BVR institutional protection scheme; it is supervised by BaFin and the Deutsche Bundesbank and adheres to PSD2 and GDPR requirements. Pricing, interest rates, and eligibility criteria depend on product and customer segment and are set out in the bank’s price and service schedule; account opening can be in-branch or online with standard identification procedures. Potential limitations include a primarily regional footprint and product conditions that vary by model and membership status.