Raiffeisenbank Werratal-Landeck eG products, services and reviews

About Raiffeisenbank Werratal-Landeck eG

Raiffeisenbank Werratal-Landeck eG is a regional cooperative bank operating in the Werratal and Landeck area of Germany that provides standard retail and small-business banking services including current accounts, savings, consumer loans, mortgages, payment services, investment products through partner channels, and branch-based advisory; as a member-owned Genossenschaft it follows cooperative governance, with members entitled to participation rights and profit allocation according to statutory rules. The bank maintains a local branch network and offers online and mobile banking features typical for regional Raiffeisen banks, while fee schedules, interest rates and the scope of digital services are comparable to other local cooperative institutions and should be reviewed before opening an account. Regulatory oversight is provided by German banking supervisors and depositor protection falls under the statutory German deposit guarantee (and sectoral cooperative protection mechanisms applicable to cooperative banks), though exact coverage and conditions depend on the individual depositor’s situation. Credit decisions are made against conventional underwriting standards and collateral requirements used by regional lenders; product availability may reflect the bank’s regional focus and customer profile, notably private households, small businesses and agricultural clients. For customers prioritizing local presence and membership-style governance the bank offers the expected cooperative model and branch access; for those seeking nationwide digital-only services, the lowest-cost provider or specific product features, comparison with other banks is advisable.