Raiffeisenbank Wesermarsch-Süd eG products, services and reviews

About Raiffeisenbank Wesermarsch-Süd eG

Raiffeisenbank Wesermarsch-Süd eG is a German cooperative bank (eingetragene Genossenschaft) serving private and business customers in the southern Wesermarsch district of Lower Saxony. As part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken, it provides current accounts, payment services, savings and term deposits, consumer and real estate financing, and lending for small and medium-sized enterprises and agriculture, with securities, investment funds, building society savings and insurance offered in cooperation with group partners such as DZ BANK, Union Investment, Bausparkasse Schwäbisch Hall, DZ HYP and R+V Versicherung. Access is via local branches and self-service terminals in the region as well as online banking and the VR Banking App with strong customer authentication; contactless and mobile payments are supported depending on the issued card and provider availability. Customers can become members by acquiring cooperative shares, which grant voting rights in the general meeting and may entitle holders to a dividend if approved; governance follows the cooperative model with management and supervisory boards. Pricing is typically structured by account model with monthly maintenance fees and charges for defined services, with separate tariffs for business accounts; the binding conditions are set out in the Preis- und Leistungsverzeichnis. Deposits are covered by the cooperative network’s institutional protection, comprising the statutory BVR Institutssicherung GmbH (up to 100,000 euros per depositor, per bank, for eligible deposits) and the additional voluntary BVR protection scheme designed to support member institutions. The bank operates under German and EU banking law and is supervised by BaFin and the Deutsche Bundesbank. Product scope, onboarding options, card types, cash services and opening hours can vary by location and are subject to change, so customers should consult the bank’s current disclosures.