Raiffeisenbank Wyhl eG products, services and reviews

About Raiffeisenbank Wyhl eG

Raiffeisenbank Wyhl eG is a German cooperative bank based in Wyhl am Kaiserstuhl (Baden‑Württemberg) and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken with DZ BANK as central institution; it is a member of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken (BVR). The bank provides standard retail and small-business services, including current and savings accounts, domestic and SEPA payments, cards, consumer and real estate financing, and lending for self-employed and agricultural clients; investment and insurance solutions are offered via group partners such as Union Investment and R+V Versicherung, and building finance products via Bausparkasse Schwäbisch Hall. Access is available through local branches, online banking, and the VR Banking App, with cash withdrawals possible across the cooperative BankCard ServiceNetz; fees, interest rates, and conditions depend on the selected product. Deposits are covered by the BVR Institutssicherung (statutory deposit guarantee up to EUR 100,000 per depositor) and supplemented by the institutional protection of the BVR Sicherungseinrichtung. As a registered cooperative (eG), customers may become members by acquiring cooperative shares and exercise voting rights at the general meeting; any distribution on shares is subject to earnings and member resolution. The bank is supervised by BaFin and the Deutsche Bundesbank, and product availability or terms can change based on regulatory or market conditions.