Raiffeisenlandesbank Oberösterreich Aktiengesellschaft Zweigniederlassung Süddeutschland products, services and reviews

About Raiffeisenlandesbank Oberösterreich Aktiengesellschaft Zweigniederlassung Süddeutschland

Raiffeisenlandesbank Oberösterreich Aktiengesellschaft Zweigniederlassung Süddeutschland is the German branch of Raiffeisenlandesbank Oberösterreich AG, an Austrian credit institution headquartered in Linz and part of the Raiffeisen banking group. Operating in Germany under the EU single passport regime, the branch focuses on corporate and institutional clients in southern Germany, offering services such as bilateral and syndicated lending, working capital facilities, trade finance, commercial real estate and project finance, cash management, and foreign-exchange and interest-rate risk management (including derivatives subject to EMIR and MiFID II rules). Supervision follows the home–host model: prudential oversight is carried out by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, while BaFin and the Deutsche Bundesbank supervise branch conduct and reporting in Germany. Deposits, if accepted at this branch, are covered by the Austrian statutory deposit guarantee scheme (Einlagensicherung AUSTRIA GmbH) up to EUR 100,000 per depositor per bank under EU rules; the German statutory scheme does not apply to this EEA branch, and any voluntary protection would be disclosed separately. Payment services are provided within SEPA; pricing, collateral, and covenants are negotiated case by case and documented in the bank’s price information and agreements. Client onboarding and transactions are subject to EU, Austrian, and German AML/KYC and sanctions requirements. Communications are typically available in German and English. All facilities and limits are provided subject to credit approval and regulatory constraints, and the branch maintains an internal complaint process with escalation options to competent authorities where applicable.