S Broker AG & Co. KG products, services and reviews

About S Broker AG & Co. KG

S Broker AG & Co. KG is a German online broker within the Sparkassen-Finanzgruppe, operating under the “S Broker” brand from Wiesbaden and supervised by BaFin and the Deutsche Bundesbank. The firm offers access to a broad range of exchange-traded instruments, including German and international equities, ETFs, mutual funds, bonds, and structured products such as certificates and warrants, with trading available on Xetra, Frankfurt, Stuttgart and other regional venues, selected international exchanges, and via off-exchange partners. Accounts are opened and managed online, with a web platform and mobile apps providing standard functionality such as watchlists, basic charting, real-time or delayed quotes depending on subscriptions, and order types including market, limit, stop and stop-limit; direct trading with issuers and extended trading hours are available on certain routes. ETF and fund savings plans can be set up for automated investing at selected intervals, alongside one-off purchases and sales; corporate actions such as dividend processing, rights issues and fund conversions are handled according to market standards. The pricing model is a per-order commission with a base amount plus a percentage of traded volume, capped at a maximum, to which exchange and third-party fees may be added; a custody/account fee typically applies unless specified activity or asset thresholds are met; savings plan executions and foreign trades incur additional charges and foreign exchange markups as outlined in the published price list. For resident clients, S Broker administers German capital gains tax with loss offsetting and supports exemption orders and non-assessment certificates; annual tax statements are provided. Client cash on the settlement account is covered by the German statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken) up to 100,000 euros per depositor, while claims from securities transactions fall under the investor compensation scheme (EdW) within its legal limits; customers’ securities are held in segregated custody. Security features include TAN-based two-factor authentication and secure messaging; service is offered primarily in German via phone, email and online inbox during business hours. The broker’s product breadth and exchange access are wide by domestic standards, while the fee structure and custody charges can be comparatively high for small order sizes and low-activity accounts relative to flat-fee app-based competitors; advanced trading tools and specialist derivatives access are limited compared with dedicated derivatives brokers.