Salzlandsparkasse products, services and reviews

About Salzlandsparkasse

Salzlandsparkasse is a German public-law savings bank (Anstalt des öffentlichen Rechts) serving customers in the Salzlandkreis region of Saxony-Anhalt as part of the Sparkassen-Finanzgruppe. It offers retail and small-business banking including current accounts (typically with package-based monthly fees and usage-dependent charges), savings and term deposits, consumer loans and overdrafts, mortgage financing, and payments services using girocard and debit/credit cards, with Apple Pay and Google Pay support where available. Securities and investment products are usually provided through group partners such as DekaBank, and building-society contracts via LBS; insurance distribution follows the Sparkassen partner model used in the region. Online and mobile banking are available via the Sparkasse app and web portal, covering functions such as SEPA transfers (including instant payments where activated), standing orders, e-statements, and card management; brokerage access is typically routed through the Sparkassen brokerage platform. The bank maintains a local branch and self-service network; cash withdrawals are generally free at ATMs within the nationwide Sparkassen alliance, while withdrawals at non-network machines and certain in-branch services may incur fees depending on the account model. Business customers can access accounts, liquidity management, POS solutions, and commercial financing, including support for municipalities and associations. Deposits are protected by the statutory German deposit guarantee up to €100,000 per depositor per bank, with additional institutional protection through the Sparkassen protection scheme; this is separate from any state guarantee. Salzlandsparkasse is supervised by BaFin and the Deutsche Bundesbank and follows PSD2 strong customer authentication and GDPR requirements. Eligibility, pricing, and interest rates vary by product, customer profile, and channel and are subject to change; the current schedule of prices and services (Preis- und Leistungsverzeichnis), terms, and regulatory disclosures are provided by the bank, and services are primarily offered in German.