Siemens Bank GmbH products, services and reviews

About Siemens Bank GmbH

Siemens Bank GmbH is a German credit institution established in 2010 and wholly owned by Siemens AG within the Siemens Financial Services division, operating under a full banking license with its registered office in Munich. It is a specialized corporate bank rather than a retail institution, focusing on structured lending and project finance across sectors tied to industrial and infrastructure investment, including energy, mobility, healthcare, and related technologies, alongside working capital facilities, trade finance instruments, guarantees, and risk hedging for corporate and institutional clients. Activities are centered in Germany with cross-border business in the European Economic Area, and the bank maintains a limited branch presence and no consumer product offering. Siemens Bank is regulated under the German Banking Act and applicable EU banking rules (CRR/CRD), supervised by BaFin and the Deutsche Bundesbank, and publishes audited financial statements and Pillar 3 disclosures. Eligible deposits fall under the German statutory deposit guarantee scheme. Funding is sourced from corporate deposits, intra‑group funding, and wholesale markets, and lending is frequently aligned with Siemens-related transactions or co-financings with commercial banks and export credit agencies. The operating model emphasizes sector-specific risk assessment and structured solutions, which implies concentration to defined industries and reliance on corporate and project counterparties. Prospective clients should expect institutional onboarding, KYC/AML controls, and negotiated, case-by-case terms rather than standardized retail pricing.