Sparkasse Aichach-Schrobenhausen products, services and reviews

About Sparkasse Aichach-Schrobenhausen

Sparkasse Aichach-Schrobenhausen is a regional public-law savings bank serving private customers, small and medium-sized enterprises, and the public sector in the Aichach and Schrobenhausen area of Bavaria, and is part of the Sparkassen-Finanzgruppe. It provides current accounts with card packages, savings and term deposits, overdrafts, consumer loans, and mortgage financing, along with building-savings products via the group’s building society and investment services including securities accounts and DekaBank funds; insurance, pensions, and leasing are offered through affiliated group partners. Business clients can access operating accounts, cash and liquidity management, POS and e-commerce payments, financing and guarantees, and leasing solutions. Access is via local branches and self-service lobbies, a regional ATM network with nationwide access to the Sparkassen ATM network, online banking, and the Sparkasse app; features include two-factor authentication (chipTAN or pushTAN), SEPA transfers (including instant payments where available), standing orders, card controls, and support for mobile wallets such as Apple Pay and Google Pay. Pricing is structured through account packages with monthly maintenance fees and additional charges for selected services; credit and overdraft rates and card fees are published in the official price list. The bank is supervised by BaFin and the Deutsche Bundesbank and is a member of the Bavarian savings banks association; deposits are protected by the institutional protection scheme of the German Savings Banks Finance Group, recognized under the German Deposit Guarantee Act (statutory coverage up to 100,000 euros per depositor). Standard German KYC rules apply to onboarding, and services focus on customers in the defined market area; financial statements and disclosures are published on the bank’s website.