Sparkasse Ansbach products, services and reviews

About Sparkasse Ansbach

Sparkasse Ansbach is a public-law savings bank based in Ansbach serving private and business customers in the surrounding region and operating as part of the Sparkassen-Finanzgruppe. Its product range covers current accounts with package-based monthly fees, debit (Girocard) and optional credit cards, domestic and SEPA transfers, standing orders, and SEPA instant payments where enabled, plus access to the Sparkassen ATM network across Germany. Digital banking includes web and app-based services (e.g., pushTAN/chipTAN for strong customer authentication, e-documents, card controls, alerts), and support for common mobile wallets may be available depending on card type and contract. Savings and investments include classic savings accounts, notice and term products where offered, and securities accounts with investment funds and ETFs distributed via group partners such as DekaBank and the Sparkasse brokerage platform; advisory services cover retirement and wealth planning within the group framework. Lending spans overdrafts, consumer loans, car financing, home loans and KfW-backed programs, alongside business banking with tiered business accounts, working capital and investment financing, POS/merchant services, and access to leasing and insurance solutions through group companies. Fees and rates are set out in the bank’s Preis- und Leistungsverzeichnis; separate charges typically apply for cards, cash services and certain transactions, and variable interest applies to overdrafts and loans. Deposits are protected within the institutional protection scheme of the Sparkassen-Finanzgruppe; the statutory deposit guarantee of up to 100,000 EUR per depositor applies in Germany according to legal requirements. The bank operates under German banking law and supervision by BaFin and the Deutsche Bundesbank and is a member of the regional Sparkassen association in Bavaria. Branch coverage focuses on the local area and is complemented by phone and digital channels; availability of products, features and pricing can change, so customers should review current documentation and disclosures before entering into agreements.