Sparkasse Bamberg products, services and reviews

About Sparkasse Bamberg

Sparkasse Bamberg is a public-law savings bank serving the city and district of Bamberg within the Sparkassen-Finanzgruppe, providing retail and business banking across branches and digital channels. Its offering includes current accounts with tiered pricing, savings products and term deposits, overdrafts and installment loans, residential mortgage financing, payment cards (girocard and Visa/Mastercard credit or debit variants), securities custody and investment funds via group partners, and insurance brokerage through Sparkassen-affiliated providers. Online and mobile banking are available via web banking and the Sparkasse apps, with two-factor authentication methods such as pushTAN and chipTAN; mobile wallets like Apple Pay and Google Pay are supported subject to card type and eligibility. Customers have access to the nationwide Sparkassen ATM network; fees and limits for cash services and other transactions depend on the selected account model. Business services cover accounts and cash management, POS and e-commerce acquiring, financing for working capital and capital expenditure, and advisory for corporate, public, and nonprofit entities. Accounts generally carry monthly maintenance fees and charges for specific services, governed by the current price list (Preis- und Leistungsverzeichnis). Customer identification follows German KYC standards and can be completed in branch or via VideoIdent/PostIdent. Deposits are covered by the German statutory deposit guarantee up to 100,000 euros per depositor and by the Sparkassen-Finanzgruppe’s institutional protection scheme. Primary service language is German; opening hours and branch availability vary by location.